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Health insurance is a type of insurance coverage that covers the cost of an insured individual's medical and surgical expenses. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider.
Over the past few years there have been some horror stories of ex-patriots who have suffered from serious illness and been unable to pay the healthcare bill, this can be as serious as resulting in you having to sell your house, sell your car or cash in some life savings to make these payments.
However, don’t worry – help is at hand. There are quite a number of health insurance plans available here in Cyprus from both local and overseas providers. Cover provided and premiums payable will depend on age, type and extent of cover required and any pre-existing conditions. It is wise to spend some time and effort in selecting your health insurer to get the benefits you feel you need for the least amount of money.
The main company we work with is GlobalFusion which provide a revolutionary international medical insurance plan for IMG Europe Ltd that offers the flexible international cover that you need, backed by the World – class services you expect unlike many other health care programs on the market, GlobalFusion allows you to custom build a plan that is specifically tailored for you. GlobalFusion is designed to meet your total needs. The plan range offers you the flexibility and choice to select from an assortment of unique coverage options – each with specialised covers. To accommodate your financial means, you can customise your length and area of cover with the flexibility to select from multiple annual excesses and premium payment instalment options. With your medical history in mind, the plan also provides a range of underwriting methods to extend cover to you that may be declined by other companies. GlobalFusion is designed to meet your total needs. The plan range offers you the flexibility and choice to select from an assortment of unique coverage options – each with specialised covers.
Global fusion offers you a choice from five sub – plans that are designed to meet a wide range of differing budgets and needs:
- Bronze sub – plan
- Silver sub – plan
- Gold sub - plan
- Gold plus – sub plan
There is also another version available which will only cover you in Cyprus and Turkey.